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Looking for California contractor’s general liability insurance? Good idea.
Even a small accident can be disastrous for general and artisan contractors.
You likely already have commercial auto insurance for your work vehicles. However, general liability insurance in California can protect contractors from third-party claims resulting from an accident or injury.
If an accident results in a suit against your business, you may be found responsible for the claimants medical and legal expenses.
Contractor’s liability insurance is a safeguard for your livelihood.
Why Us For Contractor’s Insurance?
We understand insurance needs for California contractors may be confusing.
The professionals at California Contractor Bonds & Insurances Services are here to serve your needs. We are contractor insurance specialists who cater to the unique needs of the construction industry and have access to over 50 insurance carriers to ensure contractors have the proper insurance coverage at an affordable rate.
We are an experienced team of brokers and specialists with over 20 years experience. With our extensive contacts, tools, and access to multiple underwriting markets, we’re able to customize a unique insurance solution for you in a timely fashion.
Call us today to get the best insurance for contractors in California at the best rate.
Good or Bad credit, we have several programs for contractors in place that enable us to offer favorable termd for 99.9% of the California contractors that contact us . Knowing that many construction businesses and general contractors are concerned about cash flow, we offer competitive financing to reduce your out-of-pocket cost.
Why Contractors Need General Liability Insurance
California contractors who carry general liability insurance are in a much better position than those without it. When a single incident could cost you thousands of dollars, many contractors would simply not be able to stay in business.
If you’re a sub-contractor, most general contractors in California will likely require you to have general liability insurance before they will hire you. Some companies require that they are added as an “Additional Insured” on your policy as a requirement of working with them.
Contact our licensed specialists regarding any project specific insurance requirements you may have to ensure your policy is quoted properly the first time.
What Does A General Liability Policy Cover?
While insurance policies and policy requirements may change depending on the project, most contractor liability insurance policies cover the following:
- Bodily Injury
- Property Damage
- Product and Completed Operations
- Medical Payments
- Personal and Advertising Injury
If you need contractor’s insurance or a contractor license bond in California, call us at our toll-free phone number (888) 770-5834 to request a no-obligation, free quote from our team of experts. We have policies to suit the needs of contractors like you. Get the insurance coverage that you need at the right price.